Financial Zip

The only real way to achieve financial independence in this life is to be accountable to yourself for what you spend and making sure that you are not spending more than you have. Living below your means is the key to making it.
Now in the environment that we live in today some people say [...]

I have been thinking of ways lately that some of my readers can help themselves get a little extra cash flow in their lives.
Clueless
The first problem really with saving is you don’t have a clue what your money philosophy is or really what you earn or spend. So you need to get the picture [...]

I was reading today on CNN a article that said that we are in a Oil bubble.
“Oil prices have doubled in the past 12 months, surging nearly $8 a barrel in the past four days alone.
Big investment funds are putting money into oil futures as if Saudi Arabia’s spigots will run dry tomorrow. At the [...]

For all you out there that say “I can’t find even $100 to payoff my credit card” you can.
I was talking to a lady a few months ago who was bellyaching about what a bad situation she was in. She really thought there was no money for her to get out of debt. [...]