Financial Zip

People and especially investors pay attention to the stockmarket averages and indexes. On the evening news you generally hear that the Dow was up 140 points or it was down 200 points. What does that really mean, and what are these other indexes the S&P 500 and the NASDAQ? [...]

It is important to understand that in the world we live in that our employers offer no long term security to ensure we have a long and prosperous retirement. It’s more like thanks for all you have done, but we have to cut costs. There goes your retirement. These days’ retirement plans have to [...]

I want to address something very important for those who want to get ahead in their finances and achieve financial independence. One of the most important keys to winning the battle against debt and overspending is cash flow management. Positive Cash flow is your money coming in and money going out with [...]

Because this site deals with personal finances this blog is going to have a personal finance twist to it. I was thinking about personal goal setting and how each day I try to set my personal goals or in reality readjust my goals.
Everyone wants to achieve their goals. You want to have financial [...]

The words that come to most peoples minds when they hear the word options is speculative, risky, and complex. So far; true, true, true, IF and that is a big IF you don’t understand them. Most people who get into these have no idea how the work. Therefore they shoot [...]