Financial Zip

We have a crisis going on in the financial world right now. As we have seen over the last 7 months the credit crunch has affected everything and everyone in its path. A lot of people are defaulting on their mortgages and going into foreclosure and consumer debt is at an all time [...]

Always have Cash in Your Pocket
You’re in line at the grocery store, or maybe you are at a movie. The new Iron Man movie coming out in 2 weeks, what ever it is your next up in line you pull your wallet out and you hand over your… credit card. Aaaagh! This [...]

I want to address something very important for those who want to get ahead in their finances and achieve financial independence. One of the most important keys to winning the battle against debt and overspending is cash flow management. Positive Cash flow is your money coming in and money going out with [...]

When we spend money on something is it because we need it or do we just want it. Most everyone at some point or another will buy something because they really want it. Back in 1997 my friend introduced me to snowboarding. He took me to a snowboard shop and I really [...]

I have been thinking about this topic for a long time seeing as most people, including myself, have been in a situation where your credit isn’t the best and you’re struggling on the best way to fix it. The problem is most people are in debt and trying to live with out having the [...]