Financial Zip

When managing your debt it is important to first go through the process of discovering how much you and to who the next thing is put a debt reduction plan in place and here is how.
I find it funny that people who have more than $20, 000 in credit card debt refuse to use savings […]

If you are like most Americans you probably don’t have a budget or even put away any type of savings. Most likely as well you don’t even balance your checking account. The reason it’s to much work so why even take the time to do it.
Here is another tendency we seem to get […]

If you have never heard of the concept of snowflaking it parades under different names that people use David Bach has DOLP (dead on last payment), snowball payment, accelerator margin. There are lots of names for it, but they are essentially the same strategy.
I looked into the name because up until about 3 weeks […]

If you are going to achieve financial independence in your lifetime, whether you are starting late or beginning early in life has to do with avoiding or minimizing debt. So today I wanted to go over so simple steps to lower your interest rate.
Understand something here that you are a customer of a corporation […]

I worked for American Express for 5 Years as a business card consultant. I learned that what the credit card companies do to take your hard earned money is nothing less than stealing or legalized loan sharking. It can be pretty bad as some of you all know. If you think […]